![]() ![]() If you have an escrow account, you pay about one-twelfth of your annual tax bill with each monthly mortgage payment. Property taxes: Local authorities assess an annual tax on your property.Interest rates are expressed as an annual percentage. Interest: This is what the lender charges you to lend you the money. ![]() Principal: This is the amount you borrowed from the lender.You can edit these amounts or even ignore them as you're shopping for a loan - those costs might be rolled into your escrow payment, but they don't affect your principal and interest as you explore your options. Bankrate's calculator also estimates property taxes, homeowners insurance and homeowners association fees. Your rate will vary depending on whether you’re buying or refinancing.Īs you enter these figures, a new amount for principal and interest will appear to the right. Our calculator defaults to the current average rate, but you can adjust the percentage. Next, you'll see “Length of loan.” Choose the term - usually 30 years, but maybe 20, 15 or 10 - and our calculator adjusts the repayment schedule.įinally, in the "Interest rate" box, enter the rate you expect to pay. You can enter either a dollar amount or the percentage of the purchase price you're putting down. A down payment is the cash you pay upfront for a home, and home equity is the value of the home, minus what you owe. In the "Down payment" section, type in the amount of your down payment (if you're buying) or the amount of equity you have (if you're refinancing). The calculus behind mortgage payments is complicated, but Bankrate's Mortgage Calculator makes this math problem quick and easy.įirst, next to the space labeled "Home price," enter the price (if you're buying) or the current value of your home (if you're refinancing). ![]()
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![]() ![]() Related: Why 'Impressions de France' is the best movie ever made for a theme park Like a truck transforming into Optimus Prime, an animatronic show theater must transform into a living, giving performance, as well. The walls and the ceiling, heck, even the chairs and the floors must come to life. And the action should not be limited to identifiable characters. If the animatronic show ever returns as a theme park staple, it will have to employ the Tiki Room's template - a small, immersive theater where visitors can feel engaged with the performers. The Tiki Room relies on its animatronics alone. Expedition Everest's Yeti awed riders of the Animal Kingdom roller coaster, but how important is that animatronic to the overall experience of that attraction, really, given that Disney continue to operate the ride even though the Yeti hasn't worked properly for years? The American Adventure at Epcot raises a lump in my throat every time, but much of its power derives from its effective use of film, in addition to its animatronics. Other attractions have used animatronics to impressive effect, as well. And when the show's run too long between needed maintenance breaks, too much of the charming detail in sound and motion is lost. Now, "best" does not mean "perfect." The cliched ethnic accents of the four host birds grate on 21st-century ears. The rhythm quickens and the tempo swells to a thunderous climax, before a gentle rain washes the moment away, refreshing the scene for a winsome finale. The Sherman Brothers' songs delight, as well - pleasing you with a sweet bite of musical sugar. More than a few visitors have leaned against the corner totems, only to be startled when they come to life. Children can get up, then dance, in front of the center fountain. ![]() You sit immersed in a garden of singing flowers, talking birds and chanting totems. An animatronic show, to be most effective, must play in an intimate theater, where the characters and other animatronics work not too far from arms' reach.Īlone among animatronic shows, the Tiki Room satisfies that need. But that advantage diminishes, then disappears, with distance. Animatronics exist is real space, however. Even 3D CGI images exist only in the mind's eye, a trick of optics that create the illusion of substance. (Remember the scene in Mary Poppins where Mary sings to the bird outside the Banks' window?) Advances in computer-generated imagery have rendered the animatronic almost extinct as a movie effect, and CGI-driven 4-D movies have crowded animatronic shows from theme parks, too.īut animatronics retain one great advantage over CGI - tactility. Walt Disney developed Audio-Animatronic not simply as a theme park attraction, but as a film special effect. I sold my nine-year-old son on the Tiki Room be telling him that the Tiki Room is to a theater what the Transformers are to cars and trucks - it makes an inanimate object come alive. The Tiki Room shows happens all around you, with birds, flowers and totems animating the ceiling and the walls. There's no stage upon which the action is trapped. Unlike later animatronic shows such as the Country Bear Jamboree and the Hall of Presidents, the Tiki Room plays in an intimate, and truly immersive, theater. ![]() ![]() She even tilts her head and flutters her lashes. Look at the pony in this coloring page! She is posing for the camera like a professional model-how fabulous! There’s a huge smile on her face, she must be in a good mood! She looks dazzling with those glittering sparkles all around her. With that horn on her forehead, she looks like a unicorn. This coloring page exhibits the one-of-a-kind Twilight Sparkle! She’s a unique pony known for her unique characteristics. What kinds of fun places do you think she could be hanging out? Remember to print out multiple copies if you would like to try out a few ideas. The best part of a picture like this that has such an empty background is that you could draw one of your own! By doing that, you can show off where you think this pony is spending her day. Her hair is flowing in the wind, and this could be taking place in all manner of different environments. Next, we have a pony that is having some fun outdoors. If you were to create your own pony character, what would their name and abilities be? Maybe you could write the name in fancy letters if you decide to try this out! When coloring this pony, you could use an existing My Little Pony character as inspiration, but you could also create a new one using your own color choices. The series is filled with many bright and creative character designs, and now you get to make one of your own. The adorable My Little Pony coloring sheet that we have for you to color now has such a great pony for you to color! Have fun bringing these cute pony characters to life! My Little Pony Coloring Pages - 20 Free Printable Sheets ![]() Simply choose the image you would like to color, print it out, and enjoy coloring it!Ĭoloring images and creating crafts is surely a great way to bond with friends and family. ![]() These free My Little Pony coloring printables have made coloring activity more fun and easy. There’s a lot of Pony characters-Twilight Sparkle, Fluttershy, Pinkie Pie, and more! With these My Little Pony coloring sheets, you can color your favorite pony character! The popularity of this TV show has created a demand for My Little Pony coloring pages. The first episode aired in 2010, but until now, these cute little ponies can be seen printed almost everywhere-from books to toys. My Little Pony not only appeals to children, but it has also gained massive following of teenagers and young adults. ![]() ![]() ![]()
![]() ![]() ![]() That is the job of the subsidiary ledger. ![]() Because the general ledger account is a chronological listing of every transaction, it would be very difficult to find how much a particular customer owes at any given moment. Thus, the control account and the subsidiary ledger always match. The figure below illustrates the difference between a general and subsidiary ledger.Īny transaction posted to the general ledger control account would also be posted to the correct subsidiary ledger account. The subsidiary ledger would also have a balance of $25,000. For example, assume the accounts receivable general ledger account has a balance of $25,000. The account balance in the subsidiary ledger is the same as the account balance in the control account, but the subsidiary ledger is sorted by customer, in the case of accounts receivable, and by item in the case of inventory. Control Accounts and Subsidiary LedgersĪssets like accounts receivable and inventory are also called control accounts, since they show a balance, with transactions, that is backed-up by a subsidiary ledger. On the other hand, long term liabilities include long-term debt and other debts that are due in more than 12 months. These current liabilities are those debts that must be paid within one year or within the normal operating cycle of the business. Current liabilities include accounts payable (amounts owed to vendors that have granted credit terms) and other payables like income tax, payroll taxes, and sales tax, as well as accruals such as wages payable. In addition to current assets and long-term assets, the company tracks current and long-term liabilities. Long-term assets are those assets that would take longer than 12-months to convert them to cash and usually includes things such as land, equipment, building, furniture and fixtures. Current assets are those assets that will turn into cash within the next twelve months. In addition to the checking account, a company will have assets such as accounts receivable (amounts that customers owe the company), prepaid expenses (such as insurance paid in advance), and inventory (goods held for sale in the ordinary course of business.) These accounts belong to a subclass of assets called current assets. The accounting ledger is a chronological listing of all financial transactions of a business, in date order. Pre-computer, the general ledger was an actual book with a page (actually, pages) for each account. All of the accounts taken together are called the general ledger. The ledger is chronological and includes the current balance. The list of transactions in a particular account is called a ledger. Note that in accounting we usually show negative numbers in parenthesis instead of with a minus sign. ![]() When you make a cash sale in the amount of $500 and deposit the cash into the bank, you increase the balance in your company records. When you write a check for rent in the amount of $110, you subtract that from the balance. Assume an ending balance of $1,000 from last month in your company checking account. Transactions such as paying bills decrease this account and making deposits increases the account. However, recording transactions into broad categories does not provide enough detail for managers to make decisions and actually use accounting information, so they are broken down further into more detailed accounts.įor instance, one of the most common accounts is the company checking account. The categories into which transactions are classified are called accounts, and, as you have seen, there are three broad categories: assets, liabilities, and equity.
![]() Sign up here to submit yourself to be referred to a top company. Ultimately, it may not be possible to actually find someone in your network who works at the company–we know this can be frustrating! That's why we're testing the beta of a new referral network for Exponent members. Ideally, they currently work at the company. Browse through the university network and find people who might be a good fit who went to your school that would be interested. If you're affiliated with a university, there are often alumni networks and programs where you can reach out. But, again, a simple text message or email can do wonders for helping leverage your weak ties to get connected. This helps your friends and network search on your behalf. In addition to Spotify, let your personal network know you're applying for a role at Spotify (as well as other companies you're applying for). We've included the filter for the past company in case those who used to work at Spotify could reach out to others they know at the company. Note that you'll also want to filter by 1st-degree connections or 2nd-degree connections to see the individuals in your network. In LinkedIn search, search for the company you're applying to (in this case, Spotify), and click "All Filters" to see a panel like the one: LinkedIn has a powerful advanced search feature that lets you browse people who work at the company you're applying for, in addition to people who used to work at the company. The easiest way to find referrals from people who work at the company is to use LinkedIn's search feature. In this section, we'll discuss how to identify those people and reach out to them or their second-degree connections. The best way to get referrals is to reach out to people you already know. Now that we know how important referrals are, let's strategize how to land them. So positive referrals can definitely boost a candidate's profile beyond just their interview performance. Note that in many companies like Spotify, the hiring committee will take a comprehensive look at the application, including job referrals.
![]() ![]() A corrugated metal ceiling, vivid tribal rugs or a vintage mantel with distressed wood would be equally dramatic. For example, use old ladders as shelving, vintage window frames as art or a tree trunk on wheels as a rolling, portable kitchen island. Employ ordinary things in extraordinary ways. When you have limited square footage, you can make a big design statement with one or two great pieces. Also consider furniture that has secret drawers and compartments incorporated into its design. Opt for built-in bench seating instead of regular chairs to create unexpected storage underneath. Instead, look to hearty pieces with a purpose, such as furnishings with built-in storage or that pull double duty. Petite furnishings are one option, but they can look lost against bold log walls. In tight quarters, having the right furniture is key. ![]() Consider vivid place settings, eye-catching throw pillows or a few custom art pieces. A neutral palette doesn’t mean you can’t enjoy splashes of color - in a small space, bold accents make a great style statement. Think rich shades of cognac or amber in lieu of basic white or off-white. ![]() Light, neutral hues go a long way toward creating an open, airy feeling in any home, regardless of its dimensions. Photo: Perry Mastrovito ( See more of this modern home here.) Color Choices You also can visually expand your home by eliminating or reducing the size of interior hallways (reallocating the space savings to actual rooms) and using extra-wide, door-less openings between common areas. Open up a few of your kitchen cabinets to use as open shelving - it makes a strong style statement and creates a sense of airiness in a space. If you do opt for draperies (in a bedroom, for example), place them as high as you can to create the illusion of more height, and extend the rod at least 4 inches on each side of the window to make it seem wider and to allow more light in.Ĭonsider leaving second-level floor joists exposed to add up to 10 inches of headroom downstairs. In fact you can skip them altogether in areas where privacy isn’t a concern. Less is more when it comes to log home window treatments. Place them high to draw the eye upward or consider oversized mirrors that rest on the floor, and angle them in a way that naturally leads the eye up. Mirrors bounce light around a room, reflect surfaces and visually enlarge a setting. There’s a reason that mirrors have been home essentials for centuries - and it runs deeper than vanity. Pro Tip: use a simple fold-away stepstool to access high shelves as needed. Whether they are built-in or freestanding, tall, narrow units instantly “heighten” any setting and give the perception of more space. Photo: Tom Harper (See more of this home here.) Think Up, Not Outįorget about extra-wide hutches, armoires or bookshelves and go for extra-tall versions instead. We offer nine clever concepts to get you started: ![]() If you have a small house, you can make a big style statement with just a few well-planned details, and you’ll quickly discover how to create a home that’s huge on style, no matter what its dimensions may be. “For small space decorating, try to keep things at a minimum because clutter will make a space seem even smaller.” Wallace, senior designer at MossCreek Designs in Knoxville, Tennessee. “A single dramatic piece of art or furniture can make a small space seem larger and more important and help compensate for the small room size,” shares John H. You can accentuate your built-in beauty (the log walls themselves) with meaningful and carefully chosen decorative appointments. While large homes may be right for some families, you don’t have to have a larger-than-life log home to make a statement. We’ve all heard the clichés, “good things come in small packages,” and “less is more.” But when it comes to home design, many latch onto the idea that a bigger house equals a better house. ![]() ![]() ![]() The RZR XP comes powered by an all-new 114-horsepower, ProStar 1000 Gen 2 twin-cylinder engine that’s been. Note: This will not fit any RZR 800 4 seater, XP900 4 seater or the Turbo S. Eligible for Return, Refund or Replacement within 30 days of receipt. Designers and engineers at Polaris overhauled the entire RZR XP platform for 2024. Includes installation instructions and all needed hardware.Low profile design keeps overall height low for clearance in trailers and low hanging branches. The four hottest Sport UTVs on the market are the Polaris RZR XP Turbo, Arctic Cat Wildcat, Yamaha YXZ1000R and Can-Am Maverick Turbo.Extends past the rear roll bar for added protection for rear passengers.Covers to the front edge of the stock visor for a better look and protection.You can pick from soft tops, hard tops, roofs with sunroofs. Order this aftermarket aluminum roof for your Polaris RZR today! Aluminum Roof Features: We carry roofs that work well with the RZR 4 XP Turbo, the RZRS 4 S1000 as well as the RZR 4 XP1000. The front and rear of this roof extends beyond the Polaris RZR’s stock visor and its rear roll bar for maximum coverage and overhead protection from the elements and falling debris. This heavy-duty yet lightweight aluminum roof can be custom ordered for any year and model of the Polaris RZR four seater, and you can choose between red, white, or black. ***Please allow 1-2 business days to receive your Return Authorization via email.This Aluminum Roof by UTVZILLA makes for a much more stylish and better looking alternative to your Polaris RZR 4 XP 1000 / XP Turbo’s basic and plain-looking factory roof. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days). You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. We ask for your year, make and model at the end of you order. We try our best to check all orders for fitment as a courtesy, but it is ultimately the customers responsibility to check fitment on all products they are ordering to make sure it will fit their vehicle. Fitment information (Year, Make and Model) are listed on each product page, if you are not sure you are always more than welcome to give us a call and speak to someone in our sales department. Returned items that do not meet these requirements may be denied a refund/exchange.All returns must be inspected by our team before a refund/exchange will be processed.Its full width design provides better coverage than the factory. All items must be returned in new/undamaged/uninstalled condition in original packaging The Outlaw roof is both stylish and functional. ![]()
![]() Tensions remain especially high in former East Germany, where Vergangenheitsbewältigung was less thorough on account of Soviet rule. To be clear, Germany is by no means cured of racism and antisemitism-especially given the resurgence of hate crimes after the influx of refugees in 2015. The United States has never addressed its own shameful record of slavery, genocide, human rights violations, and racism in the same manner as Germany has done. Through these efforts, the German people hope to prevent history from repeating itself. Symbolically, the Holocaust Memorial in Berlin is located only a short walk from Germany’s parliament, the Bundestag-a physical demonstration of how Vergangenheitsbewältigung has taken on the highest level of national importance. Germany has even criminalized acts of Holocaust denial and banned all Nazi symbols. ![]() Most schools go above and beyond this classroom education by taking their students on trips to concentration camps and giving them the opportunity to speak with Holocaust survivors. Starting in fifth grade, young people learn about Nazism in politics, religion, and history classes in all German schools. Germany has worked hard to enact Vergangenheitsbewältigung by placing the legacy of the Holocaust at the forefront of its national agenda in education, art, and law. Even today, Germans continue to feel a strong sense of national embarrassment regarding their country’s role in these events, as demonstrated by my own experience in a German classroom. The German people take these legacies very seriously. There is a term in German, “ Vergangenheitsbewältigung,” which literally translates to “coping with the past.” The term has come to define Germany’s attempts at dealing with its problematic 20th-century history––from Nazism to the human rights violations that took place in East Germany under Communist rule. ![]() ![]() He asked, “ Wer ist hier stolz auf sein Land? Who here is proud of their country?” The classroom, full of German students, was silent, and not a single person raised their hand. On one occasion, my professor posed a question to the class that received a response that has resonated with me to this day. This past summer, I studied German language and history at the Humboldt University of Berlin. I grew up in the United States, but as a dual German-American citizen, I have spent significant time in both the U.S. ![]() ![]() Students will be writing inside these books however, so you’ll need to purchase one per student. Based on Kay Arthurs bestselling How to Study Your Bible (390,000 copies sold), this easytouse Bible study combines a serious commitment to Gods Word. ![]() And gives them an overview of people in the Bible, miracles, and adventures found in the Bible.Įach book includes directions as well as instructions for the students to complete as they go through the study so they are basically self contained. It introduces your kids to the basics of how inductive Bible study works. If your child hasn’t ever done a Bible study before you might want to start with the “ How to Study Your Bible for Kids” book. They cover a variety of Bible topics and passages and teach your kids how to study the Bible independently. These studies are great for kids grades 4-6. Grow in your walk with Jesus Christ, be encouraged in your faith, and build your knowledge of the Bible with Christian radio programs.Good morning everyone! As promised, I have a video review for you of the Kay Arthur Discover 4 Yourself Inductive Bible Studies for Kids series. Stream from your Oneplace app to any bluetooth enabled speaker or car dashboard and easily share your favorite teachings with friends and family. Download sermons to your Oneplace app and enjoy listening when offline or in airplane mode. Want to take Christian radio programs on the go? Download the Oneplace app on your iPhone or Android device and listen to sound biblical teachings, wherever you go. Stay connected with your favorite radio broadcast ministries through daily devotional newsletters and never miss a new program when you sign up to receive the episode reminder emails. David Jeremiah, Kay Arthur, Charles Stanley, Chuck Swindoll, Greg Laurie, Adrian Rogers, Beth Moore, and many more. Listen to your favorite Christian speakers, authors, and pastors including Dr. is the premier internet provider of online streaming Christian radio broadcasts and programs. The book also explores how Jesus’ teachings both support and disrupt today’s cultural and moral values as well as the ways that Jesus is the perfect model of both servant and friend to all. It will prepare you for evangelism-specifically, for sharing that Jesus is the Son of God, the sacrifice for sin, the Eternal King, and Lord of all. You’ll learn about the history of the Jewish people and the political context of Jesus’ day as well as how His healing miracles illuminate His identity. Confronting Jesus describes the historical reliability of the Gospels and the reasons why we can have faith in the saving power of Jesus. It lays a solid foundation that examines nine characteristics of Jesus’ identity so you can clearly articulate who Jesus is and all that He accomplished. Fire in His Bones offers timeless, prophetic lessons for believers in all walks of life-lifelong Christians and non-believers alike-that provide hope for overcoming sin, experiencing new life in the Holy Spirit and receiving fresh revelation from the Lord.īy: Rebecca McLaughlin, Jesus asked His disciples two important questions: “Who do people say that I am?” and “Who do you say that I am?” The book Confronting Jesus: 9 Encounters with the Hero of the Gospel answers both of these questions by drawing directly from all four Gospels. To celebrate the 50th anniversary of David Wilkerson’s The Cross and the Switchblade, World Challenge has compiled fifty of his sermons to be released in Fire in His Bones, a spiritual guide for anyone earnestly seeking to experience the fire of God’s power and presence. Wilkerson’s legacy lives on in the work of World Challenge, an organization that continues to share his message and outreach efforts. His message of revival encourages American believers to withstand future persecution and trials in even the darkest times. Fire in His Bones: A Collection of the Fifty Most Powerful Sermons of David WilkersonĪ collection of David Wilkerson’s most popular sermons, Fire in His Bones offers a practical theological message of hope and encouragement for all believers. David Wilkerson’s work as a Christian evangelist and writer has left an indelible mark on the American church and the world. ![]() |
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